MONEY SAVING TIPS - SHORT GUIDE

This article will focus on two important aspects of modern commerce: the high-tech (i.e. online shopping) and the somewhat controversial (insurance). Happy bargain-hunting!

ONLINE SHOPPING

Auction websites like eBay can offer very good deals on products that are usually either new or just slightly used. Of course, be a bit more careful if the bidding on a certain product starts to get very frenzied. You don’t want to find yourself paying much more than you originally intended because you got carried away.

Overstock sites are quite good, too. Sites like overstock.com and overstockjeweler.com offer you products that either have not been sold, or have been returned, at a cost much lower than the regular sales price.

Here is an additional tip: many clothing and shoe stores often stock sizes that you will not see in their shops. If you cannot find your size, or if the store runs out of your size, check the website.

INSURANCE

In these times of crisis, many people try to save money by cutting down on insurance. However, you can still keep your insurance program if you know how to save money on it. For example, you can usually get a discount from your provider if you try to combine your home and auto insurance. People of a certain background or profession—i.e. teachers and veterans—can sometimes get discounts. Do your research to see if you qualify for any.

Training yourself to be a safer, more capable person can also help you save money. Car insurance providers can also lower your premium if you take a safety course accredited by them. Not only will you pay less, but you will also learn some information that can protect you and those riding with you. Finally, staying in good general shape and avoiding unhealthy habits can be good for your health insurance payments, as well. Keep in mind that smokers often have a hard time getting a good insurance policy. If you are savvy about the rules and willing to do a little more digging, you can save money without having to give up the insurance that you will need in case of an emergency.

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